Draft — pending review by counsel. Finalize this wording with an attorney (especially the billing, refund, and liability sections) before relying on it. Remove this note once reviewed.

Terms of Use

Last updated June 27, 2026

By using barnabascolab.co you agree to these terms. If you do not agree, please do not use the site.

Use of the site

The content here is for personal, non-commercial use. Don’t misuse the site, attempt to access areas you’re not authorized to, or interfere with its operation.

Accounts

Some areas require an account. You’re responsible for keeping your sign-in secure and for activity under your account. We sign you in by emailed magic link.

Enrollment & billing

Enrollment is processed by Stripe. The price, payment schedule (including any multi-month installments), and how to cancel are shown at the point of purchase. If a charge recurs, the recurring terms are disclosed before you pay, and you can cancel as described there or by contacting us. (Owner/counsel to confirm the exact billing, renewal, and refund terms.)

Intellectual property

The book, guides, course materials, and site content are owned by Barnabas Co-Lab / Michael Obadja and may not be redistributed without permission.

Disclaimers & liability

The site and programs are provided “as is.” To the extent permitted by law, we are not liable for indirect or incidental damages arising from your use of the site. (Counsel to finalize.)

Changes & contact

We may update these terms; continued use after changes means you accept them. Questions: themike@barnabascolab.co.